Automate your Bitfinex lending.
We take no cut of your interest.
FuNi's APEX III engine analyzes the funding market and places your rate-and-term orders 24/7. A flat subscription — we never take a cut of your earnings, and we never touch your funds.
Non-custodial · funds stay in your account · No credit card · Cancel anytime
Bitfinex funding market, live
Full market data →Most lending bots take 3–5% of the interest you earn. On a $200,000 position earning ~12% APY, a 5% cut is over $1,000 a year — and it grows with your balance. FuNi is a flat subscription (VIP is $394/year). The more you lend, the more you save. Non-custodial: your funds stay in your own Bitfinex account at all times.
Why FuNi
Your funds never leave your account
FuNi only places orders through your Bitfinex API key. The key has no withdrawal or transfer permission — your assets stay on Bitfinex and FuNi can never move them.
Flat fee — no cut of your interest
No profit-sharing, no per-trade cut. You pay a simple subscription and we take no cut of your interest (Bitfinex's own 15% fee still applies).
APEX III prediction engine
Combines multiple funding-market signals to choose the offer rate and lock-up term automatically. Locks longer when rates are high, stays short when they dip — no manual monitoring.
High-frequency scanning
Reads the funding market every 2–60 minutes depending on your plan; the VIP plan auto-accelerates to 30 seconds when traded rates spike abnormally.
Telegram notifications
Daily earnings reports, high-rate alerts and bot error notices pushed straight to your Telegram once you connect it, on every plan including Free.
Backtested on 8 years of data
Backtested across 2019–2026, net of the 15% Bitfinex platform fee, annualized roughly 8%–16% (≈11% average). (Past performance does not guarantee future results; lending carries risk.)
Free forever
Free forever up to $1,000 of funds, with the bot running 24/7. Signing up also adds a trial of up to 21 days (20-minute scan, no cap on funds).
Simple, transparent pricing
Paid in USDT on several networks (see the payment page). Quarterly or annual — save up to 23% on annual.
Start on the free plan. Free forever up to $1,000 of funds, no credit card. Compare all four plans →
Free
Just want to see it actually work
🎁 Plus up to 21 days with no cap on funds
- APEX III prediction engine
- 60-minute scan interval
- Up to $1,000 capital
- Both USD and USDT markets
- Permanent, no credit card
- Telegram notifications (every plan)
Entry
Around $2,000 and up
- APEX III prediction engine
- 15-minute scan interval
- Up to $10,000 capital
- Adjustable capital settings
- Email support
- Telegram notifications (every plan)
PRO
Around $10,000 and up
- Everything in Entry
- 5-minute scan interval
- Up to $100,000 capital
- Adjustable lending style (fallback thresholds, order splitting)
- Telegram notifications (every plan)
VIP
$100,000+, or you want the rate spikes
- Everything in PRO
- 2-minute scan interval
- Unlimited capital
- Rate-spike detection, auto-accelerates to 30s
- Priority support
- Telegram notifications (every plan)
The free plan is permanent — no lock-in, no auto-billing. Signing up also adds a trial of up to 21 days with no cap on funds. See terms
FAQ
Does FuNi hold my funds?
No. FuNi only places orders through your Bitfinex API key, which you can restrict to "funding only" — it cannot withdraw your assets. Your funds always stay in your own Bitfinex account; FuNi never touches them.
What happens when the trial ends if I don't pay?
The bot does not stop. Your account moves to the permanent free plan (60-minute scan, $1,000 cap) and keeps placing offers. Any orders already on Bitfinex are unaffected and finish on their own expiry dates. Your account and settings are kept — subscribing puts your previous scan rate and cap straight back.
How much capital do I need?
Bitfinex's minimum funding offer is $150. We suggest at least $500 so APEX III has room to split orders across rate tiers; $1,000+ makes the effect clearer.
Who can use FuNi?
Anyone with a Bitfinex account that can use margin funding. Because FuNi runs on top of Bitfinex, residents of jurisdictions Bitfinex does not serve (including the United States) cannot use it.
- This service is provided for informational purposes only and does not constitute investment, financial or trading advice.
- All rate and earnings data come from public Bitfinex sources; we do not guarantee their timeliness, accuracy or completeness.
- Past performance does not guarantee future results. Crypto lending carries market risk and may result in loss of principal.
- You are responsible for assessing your own risk and for all decisions; FuNi accepts no liability for any direct or indirect loss.