Disclaimer
1. Data Sources
All interest-rate data, return figures, and backtest results on this website are sourced from the public Bitfinex exchange API. We make every effort to ensure the accuracy of the data, but we do not guarantee its completeness, timeliness, or freedom from error.
2. Not Investment Advice
The Service and all content on this website (including but not limited to articles, data, charts, forecasts, and recommendations) do not constitute any form of investment advice, financial planning, tax advice, or legal opinion. You should evaluate your own investment decisions or consult a qualified professional.
3. Past Performance Does Not Guarantee Future Results
The historical backtest results disclosed on this website (for example, figures such as 8% to 16% annualized, averaging around 11%) are backtest results based on past data and do not represent actual future performance. In actual use, your returns may be significantly lower than the backtest results, and you may even incur losses.
4. Crypto Lending Risks
Crypto margin funding (lending) involves multiple risks, including but not limited to:
- Market risk: Interest rates may change substantially in a short period of time, causing you to miss favorable rates or become locked into unfavorable ones.
- Counterparty risk: When a borrower defaults, losses may still occur even though Bitfinex has a margin mechanism.
- Exchange risk: The exchange itself may suffer hacking attacks, technical failures, regulatory intervention, insolvency, and similar events.
- Currency risk: If you lend in the form of cryptocurrency, price volatility may cause the book value of your assets to decline.
- API risk: Abnormal API connections or exchange maintenance periods may prevent orders from executing as expected.
- Algorithm risk: Any automated strategy has its limitations and may perform poorly under exceptional market conditions.
5. No Warranties
The Service is provided on an "as is" and "as available" basis. We do not warrant that:
- the Service will be uninterrupted, error-free, or secure;
- using the Service will achieve any particular return;
- the Service will meet all of your needs;
- the information provided by the Service is entirely accurate or up to date.
6. No Liability for Losses
To the maximum extent permitted by law, FuNi and its developers and affiliates shall not be liable for any direct, indirect, incidental, special, or consequential losses arising from your use of (or inability to use) the Service, including but not limited to loss of funds, loss of profit, opportunity cost, loss of data, or loss of goodwill.
7. Your Own Responsibility
Your use of the Service is entirely at your own risk. You confirm that:
- you have read and fully understood all of the content of this Disclaimer;
- you have the experience and knowledge required to use the Service;
- the funds you commit are within the range of losses you can bear;
- you will not rely on the Service as your sole basis for investment decisions.
8. Compliance Reminder
Crypto-related regulations are continually evolving across countries and regions, and some countries or regions may restrict or prohibit crypto lending. You are responsible for ensuring that your use complies with the laws of your jurisdiction.
9. Questions
If you have any questions about this Disclaimer, please email [email protected] or use our contact form.
10. Governing Law and Jurisdiction
This Disclaimer, and any disputes arising from or relating to it, shall be governed by the laws of the Republic of China (Taiwan), and the Taiwan Taipei District Court shall be the court of first instance.